What is the benefit?

Should you become critically ill, this benefit is provided in a lump sum amount (depending on your contract provisions) and is separate from any life or disability benefits.

What can the benefit be used for?

• Health care needs (pay for additional medical expenses, drugs, etc.)
• Financial needs (reduce debt, pay down mortgage, etc.)
• Lifestyle options (home or vehicle modifications to accommodate illness or sickness, family travel, personal pursuits, etc.)